About IntelliQuote Insurance Services
Fulfilling Your Life Insurance Needs Online Since 1997 |
Why wait another minute? Give your family the security and peace of mind they deserve – today! With RBC ExpressTERMTM life insurance, you can apply, be approved, and receive your policy in as little as 15 minutes—without leaving your computer.
RBC ExpressTERMTM puts affordable term life insurance at your fingertips. Complete your application in our secure, private environment. No agent will contact you unless you direct them to do so. You don’t need a medical exam to qualify† – just answer a few basic health questions.
Why not get started now? Take a moment to learn more about this valuable coverage. Once you’re satisfied that RBC ExpressTERMTM makes sense for you and your family, get your free quote and apply online. That’s all there is to it!
Find out what RBC ExpressTERMTM can do for you. |
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| Paperwork-Free Application |
At RBCExpressTERM.com, you can apply for your term life insurance coverage completely online. From start to finish, everything you need to protect your family can be achieved from the comfort and privacy of your home or office computer.
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| Same-Day Coverage |
We believe in rewarding our customers for their commitment to their family’s future by giving them coverage immediately. That means, once you get your free quote, complete the online application, and are accepted for coverage, your term life insurance will become effective the same day. This unique, one-of-a-kind approach not only leaves you with immediate satisfaction but also immediate protection for your family.
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| Generous Coverage Amounts |
Whether you need $25,000 or $150,000 in coverage, you can get what you want in little or no time at all*. The coverage amount you choose depends on what you can afford and what your family will need in the event that your death occurs. While it’s unpleasant for some of us to consider, not considering buying term life insurance might be even worse. Without the right coverage, your family could be left with mortgages, bills, and car loans that could leave them unable to pay on their own without ravaging existing savings or retirement plans previously earmarked for other needs.
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| Optional Children’s Insurance Rider |
If you have children, you may want to consider enrolling them in the Optional Children’s Insurance Rider. This Optional Rider pays a benefit of $10,000 and these benefits, as well as the premium amount, are guaranteed for the life of the term (up to the insured child’s 25th birthday** ). You can enroll for this surprisingly affordable coverage during your online application process. This coverage is available if your child is 0 through 18 years of age, and the primary insured is 18 through 55 years of age on a 10 or 15 year term and 18 through 50 years of age on a 20 year term. Click here for exclusions and limitations.
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| Optional Accidental Death Insurance Rider |
Every five minutes - about the time it takes to pay your monthly bills - someone in America dies because of an unexpected accident.*** That’s 268 families each and every day that are left grieving the loss of a loved one - and dealing with the financial impact of the loss. To further protect your family, the Optional Accidental Death Insurance Rider pays an additional benefit equal to your RBC ExpressTERMTM policy to help your family in their particularly devastating time of need. The addition of this Rider will cost only pennies more per day, so you may want to consider adding on to your term life insurance coverage. Click here for exclusions and limitations.
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| Managing Your Coverage Online |
Once your coverage has been issued, you can manage your coverage online by using your convenient, secure online account. The online account allows you to update your family’s information.
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| No Medical Exams † |
| Finally it’s possible to buy affordable term life insurance without a medical exam! Many people postpone buying term life insurance, not because their health is bad, but because they’re uncomfortable with the idea of the often required medical exam. Because term life insurance should be an important part of every family’s financial plan, this site features the ability to buy generous amounts of term life insurance without taking a medical exam. A few simple questions will be asked about your health to see if you qualify. |
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| 31-Day Free Look Period |
Once your policy is issued, you have a full 31 days to decide if it’s right for you. If for any reason at all, you decide against having this coverage in place, you may return the policy and receive a full refund, no questions asked.
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| Benefits Do NOT Decrease |
The benefit amount you select today will always be the benefit amount your family can expect if your policy remains in force. Liberty Life Insurance Company will never reduce your benefits or cancel your policy unless you do it yourself.
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| Premiums Do NOT Increase |
| Your premiums for the coverage in which you initially enroll will never increase in price for the life of the term. Your premiums are guaranteed as long as your coverage remains in force and is not cancelled by you. |
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